Do what you can, with what you have, where you are.
Theodore Roosevelt

Personal Accounts

> Checking
> Savings/Money Market/CDs

Checking

Freedom Checking

With no monthly fees, this is the perfect "everyday" checking account. Plus, you'll get your first set of safety paper checks free.

Classic Colorado Checking

55 or better? This great interest-bearing account offers plenty of additional benefits. Plus, you'll get free Classic Club checks, one box at a time.

VIP Plus Now Checking

This tiered interest-bearing account offers premium interest for those looking to earn even more.

Interest Tiers:


$1,000 – $2,499.99
$2,500 – $4,999.99
$5,000 – $9,999.99
$10,000 and up
Peoples National Bank (PNB) Checking Benefits

Freedom Checking
 Classic Colorado Checking
 VIP Plus NOW Checking
Minimum to open
 $50
 $50 (Must be aged 55+)
 $1,000
Monthly fee
 None
 None
 None ($10 if balance falls below $1,000)
Closing fee (if closed within 90 days)
 $25
 $25
 $25
Minimum balance
 None
 None
 $1,000
FREE debit card
 Yes
 Yes
 Yes
FREE online banking/ bill-pay/mobile banking
 Yes
 Yes
 Yes
e-statements
 Yes
 Yes
 Yes
Unlimited check writing
 Yes
 Yes
 Yes
Interest bearing
 No
 Yes
 Yes (if balance is $1,000+)

Overdraft Protection


At Peoples, you have choices:
– A sweep that transfers money from one account to another as needed
– A line of credit that deposits money into your account as needed (available to customers who meet PNB's credit guildelines)